How it works

A clear path from questions to next steps.

The exact process may vary by product. Take time to understand the requirements and applicable terms at each step.

STEP 01

Explore

Review the product, loan amount and term, applicable fees, eligibility and repayment information.

Explore products

STEP 02

Prepare

Gather a valid government-issued ID, contact details and any other information the product may require.

Check requirements

STEP 03

Apply

Use the official application channel, provide accurate information and complete the requested checks.

Review before applying

STEP 04

Review and decide

If approved, review the final terms and next-step instructions. Accept only if you understand and can manage the repayment.

A man carefully reviews documents beside a laptop and phone at home — Take time to review product requirements and terms before you apply.

Before submitting

Check the whole picture.

Confirm the amount you may receive, all applicable charges, your repayment dates and what happens if a payment is late. Make sure the repayment fits your budget.

Application review may take different amounts of time depending on the completeness of your information, verification requirements and the applicable product process. A review time or application does not guarantee approval or disbursement.