Loan products

Choose the product that fits your needs.

Compare Bilis Pondo and Alalay Loan, including their repayment methods, available terms and key charges. Review your final disclosure before accepting an offer.

Available products

Clear terms, side by side.

Both products offer unsecured personal cash loans. Their repayment channels differ.

Online lending platform

Bilis Pondo

Unsecured personal cash loan with terms that vary by selected amount.

Loan amount: PHP 500–50,000
Term: 30–180 days
Monthly nominal rate: 3.00%

Repayment: online bank transfer, e-wallet or another authorized payment channel.

View Bilis Pondo

Online lending platform

Alalay Loan

Unsecured personal cash loan with automatic debit from a registered bank account.

Loan amount: PHP 500–50,000
Term: 30–180 days
Monthly nominal rate: 3.00%

Repayment: auto-debit from your registered bank account.

View Alalay Loan

Review the final cost. Actual amounts, repayment schedules and EIR are subject to assessment and the applicable loan agreement. The sample cost shown on each product page uses the stated example basis.

Before applying

Take time to review the details.

Compare your eligible term, repayment method, charges and scheduled due dates. Borrow only an amount you can reasonably repay.

Meeting basic requirements does not guarantee approval. Final loan terms are provided for review before you accept an offer.