Online lending platform · Personal cash loan

Bilis Pondo

Unsecured Personal Cash Loan

Review the amount range, available terms, rates and repayment method before starting an application.

Loan amountPHP 500–50,000
Loan term30–180 days
Monthly nominal rate3.00%
Apply Now

Approval and final terms depend on assessment and the loan agreement.

Golden Wind representative introducing Bilis Pondo

Product information

Key terms at a glance.

Review the product details and final loan agreement before accepting an offer.

OLP Name
Bilis Pondo
Loan product
Unsecured Personal Cash Loan
Minimum loan
PHP 500.00
Maximum loan
PHP 50,000.00
Total term range
30–180 days
Monthly nominal interest rate
3.00% per month
Other fees and charges
None
Mode of payment
Online Bank Transfer, E-Wallet, or other Authorized Payment Channel

Loan calculator

Choose an amount and eligible term.

Available terms change with the selected loan amount.

PHP 500PHP 50,000
PHP 500–10,00030 / 60 / 90 / 120 days
PHP 10,001–50,00090 / 120 / 180 days

Your selected details

Loan amountPHP 10,000
Selected term90 days
Monthly nominal rate3.00%

This selector does not estimate total cost or repayment. Confirm the final schedule and EIR in the official offer.

Rates and charges

Understand how charges apply.

Monthly nominal interest rate3.00% per month
Monthly EIRApproximately 3.00%

Subject to the actual repayment schedule and final EIR computation.

Late / non-payment penalty2.00% per month

Applies to the overdue scheduled amount only. No compounding.

Other fees and chargesNone

Review the final loan agreement for the complete terms.

Sample total cost

PHP 600.00

PHP 10,000 loan · 90 days · no late payment

Calculation basis to confirm before launch

Verify that this PHP 600.00 sample matches the approved interest calculation, repayment schedule and final EIR. It is a sample only, not a quote.

Application and repayment

Know what happens at each step.

01

Complete your application

Provide the requested information through the official application channel.

02

Application review

The application is assessed. Meeting basic requirements does not guarantee approval.

03

Review the agreement

Check the approved amount, total repayment, schedule, charges and EIR before accepting.

04

Funds disbursement

If approved, funds are disbursed according to the final agreement and instructions.

05

Repay through the official channel

Pay by online bank transfer, e-wallet, or another authorized payment channel listed by the company.

Important risk information

Review the final offer before you decide.

Actual loan amount, term, repayment amount and EIR are determined by the final approval and loan agreement. Borrow only an amount you can reasonably repay. Late or missed payments may result in the penalty described above.

Apply Now